Although you should be using a keypair for SSH authentication (and not exposing to the Internet), if you’re working with a throw-away or test instance you might just need password authentication to be enabled. Here’s how!
Open the SSH configuration file.
vi /etc/ssh/sshd_config
Set the line “PasswordAuthentication” to “yes”. Save and close.
Restart the SSH daemon with:
systemctl restart sshd
Create a user:
useradd -s /bin/bash -d /home/bobsmith/ -m bobsmith
passwd bobsmith
Now you can login with username and password.